Architecting AI-native private credit.

We make private credit funds AI-native. The work gets done alongside your team, and you finish with a system running rather than a plan to build one. Built in private credit, for private credit, right here in Australia.

Every private credit fund wants to become an AI-native fund. We architect that shift, and we do it only for private credit, because knowing how a loan book actually runs is most of the job.

Approach

We do the work. We don't sell the tool.

Most AI vendors hand a fund a licence and a login, or a slide deck with an AI roadmap on it, and call it transformation. We forward-deploy into the fund, find where AI genuinely moves the needle, and leave a working capability standing in your environment. You buy an outcome, not a subscription. The credit judgment stays yours. We own the operation and the evidence underneath it.

Discovery to delivery

A working system, not a slide deck.

We start with an honest diagnosis and end with something running in production. Every engagement leaves capability behind, not just a set of recommendations.

Independent by design

Beholden to no one's deal flow.

We are not a deal marketplace and not your fund administrator. We watch the whole book, independent of where a deal came from, and it stays yours.

Regulator-native

Built here, for here.

ASIC, AASB S2 and the AML/CTF reforms are designed into the work from the start, not translated from a product built for another market.

The engagement

AI Enablement for Private Creditors.

One engagement, discovery through to a working capability delivered inside it. You leave with a plan you own and a system that runs, not a report that sits in a drawer.

01
Diagnose
Interviews across the fund. Where AI moves the needle, and just as honestly, where it does not. A clear read of where you stand today.
02
Roadmap
A written plan you own. Sequenced, costed, and specific to how your book actually runs, not a generic maturity model.
03
Deploy
A working loan-book and covenant monitoring capability, stood up in your environment during the engagement. You finish with it live, not promised.
04
Monitor
It runs on. LVR, DSCR, ICR and covenant headroom watched continuously, drift and breaches surfaced early, an audit-ready evidence trail assembled. We keep the evidence current. You keep the credit call.
The seat we own
Independent of deal flow. Independent of the books. Owned by you.

A deal marketplace can only ever watch the deals it sent you. A fund administrator cannot be independent of the books it keeps. We are built to be neither, and to watch the whole loan book regardless of where it came from. That independence is not a feature. It is the seat, and it is the one nobody else in the stack can take.

Built for Australian regulation

The reporting pressure is already here.

ASIC REP 820 & 823Private markets transparency
A tightening focus on private markets, with fund-level, machine-readable reporting on the way. Continuous, auditable evidence stops being optional.
AASB S2Climate reporting
Mandatory climate-related financial disclosure from July 2026, reaching into how portfolios are measured and reported.
AML / CTF reformsExpanded obligations
Broader obligations landing through 2026, raising the bar on evidence, traceability and the governance layer around the book.

US tools do not speak this language. We were built here, for here.

Why LATSO

Domain depth, on the operations side of the desk.

Domain depth

We understand a loan book, its covenants and its telemetry, because we have built systems that live inside operational reality, not on top of it.

Operational reality

Real fund operations are messy, partial and specific. We design for the environment as it is, then make it work, rather than for the diagram of it.

Candour

We tell you where AI helps and where it does not, including when the honest answer is that a problem is not worth solving with it yet.

A decade of taking problems in operationally complex environments into working systems. Now specialising in enabling AI at private credit.

Start

Start with a diagnosis. Leave with the book running itself.